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PUT IDLE DOLLARS TO WORK

Stay in dollars.Move forward.

Discover Dollar Savings on USDC, with automatic reinvestment and withdrawal requests anytime. Review the risks before you deposit.

Discover Dollar Savings
  • Dollar exposure
  • Reinvestimento Automático
  • Retire a qualquer momento
↓

Your dollars. Your choices.

Economias em Dólar

USDC • APY Fixo

7.50%

APY

Retire a qualquer momento

Flexible holding period

48h

normal settlement

A APY apresentada é a taxa fixa atualmente em vigor. Pode ser revista à medida que as condições de mercado evoluem; uma nova taxa aplica-se tanto aos saldos existentes como aos novos depósitos.

Before your first deposit.

Economias em Dólar

  • Os juros acumulam-se a cada segundo e são automaticamente reinvestidos.
  • Você pode solicitar um saque a qualquer momento. As solicitações completas são normalmente liquidadas em até 48 horas corridas; a confirmação final da rede pode levar mais tempo.
  • O seu USDC entra primeiro numa carteira multifirma segura operada pela Coinstancy antes de ser alocado nas estratégias on-chain selecionadas.

Main risks

Risco de stablecoin
O USDC é emitido pela Circle. Uma stablecoin pode perder temporária ou duradouramente a sua paridade com o dólar americano.
Risco de protocolo
Os protocolos on-chain utilizados por uma estratégia podem ser afetados por bugs de código, exploits, falhas de oráculo ou incidentes de governança, o que pode levar a uma perda parcial ou total.
Risco de liquidez
In stressed markets, limited available liquidity in a protocol can delay withdrawal processing and settlement.
Risco de rede
Congestionamento da blockchain, interrupções ou picos de taxas podem atrasar transações e confirmações.

Selected protocol exposures may benefit from additional coverage arranged through OpenCover, subject to the applicable policy terms, conditions, and coverage limits. How protocol coverage works

Read more about risks

How it works.

  1. Assess your needs

    Decide how much of your dollar savings you want to put to work

  2. Choose Dollar Savings

    USDC at 7.50% APY (fixed rate currently in force)

  3. Depositar ativos

    Deposit cash (we'll convert it automatically). Interest starts accruing every second

  4. Veja-o crescer

    Interest is automatically reinvested

Quanto você poderia ganhar?

Dollar Savings · 7.50% APY

Amount in USDC. Minimum $10.

Após 1 ano$10,750

+$750 earned

Após 3 anos$12,423

+$2,423 earned

Após 5 anos$14,356

+$4,356 earned

Illustrative example at the current fixed APY of 7.50% for Dollar Savings. The APY is an annualised yield that already includes automatic reinvestment. Projection = deposit × (1 + APY)^years, assuming the current rate stays unchanged throughout. Future rates and returns may change. Provided as general information for your own assessment.

Criar conta gratuita

A closer look

What Dollar Savings offers.

What Dollar Savings offers.

Fixed APY

Earn 7.50% APY. The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits.

Flexible holding period

Você pode solicitar um saque a qualquer momento. As solicitações completas são normalmente liquidadas em até 48 horas corridas; a confirmação final da rede pode levar mais tempo.

Stay in dollars

Dollar Savings works with USDC, a stablecoin designed to track the US dollar. A stablecoin can temporarily or durably lose its peg.

Questions, answered.

Quais são os riscos?

The main risks are stablecoin risk (USDC can lose its peg to the US dollar), protocol risk (bugs, exploits or governance incidents on the on-chain protocols used), liquidity risk (withdrawals can be delayed in stressed markets) and network risk (blockchain congestion or outages). Coinstancy may arrange additional cover for selected protocol exposures. When a policy is active, it can address eligible incidents within its stated terms, limits and dates. How protocol coverage works

O que acontece se a Coinstancy deixar de operar?

Client funds are segregated from the company's funds. You can request a withdrawal at any time.

What does protocol coverage address?

Coinstancy may arrange additional cover for selected protocol exposures. An active policy can address eligible incidents within its stated terms, limits and dates. Depending on the policy, eligible incidents can include smart contract bugs, code errors or oracle manipulation. Market-related losses, user-side errors or fraud, and rug pulls remain outside its scope. How protocol coverage works

Posso retirar meus fundos a qualquer momento?

Yes. You can request a Savings withdrawal at any time, with a $0 withdrawal penalty. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.

Put your USDC to work.

Dollar Savings currently pays 7.50% APY.

Começar a ganhar

7.50% APY • Automatic reinvestment • Withdraw anytime